Visitor Insurance for Visitors to USA

Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

Get Quick Quotes

Fixed Coverage Plans

Limited Coverage (How?)
Fixed
Best Seller

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

Coverage to policy max for ages <70 Learn More
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels Elite

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Depends upon provider No PPO. No contracted rates.

Acute onset of pre-existing conditions

To policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89 Learn More

Plan Details

Best Seller

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险依据 保险给付 支付固定金额。

Direct Billing

取决于医生; 无PPO网络; 无网络内协议价格。

Acute onset of pre-existing conditions

70岁以下承保至最高保额或$100,000，两者较低额 Learn More
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare® Budget

Underwriter: Lloyd's

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险依据 保险给付. 支付固定金额。

Direct Billing

取决于医生; 无PPO网络; 无网络内协议价格。

Acute onset of pre-existing conditions

低于65岁承保至$20,000；超过65岁至$2,500 Learn More
  • COVID-19
    Included

Plan Details

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive
Best Seller

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 天 至 2 年

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO网络外:自付额后, 保险支付前$5,000的90%, 之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络

Acute onset of pre-existing conditions

承保70岁以下承保至最高保额 Learn More
  • US Urgent Care
    $25 共付额,$0自付额除外
  • Walk-In Clinic
    $15 共付额,$0自付额除外
  • COVID-19
    Included

Plan Details

Best Seller

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

Acute onset of pre-existing conditions

70岁以下承保至最高保额；70-79岁为$35,000美元；80岁以上为$20,000美元 Learn More
  • US Urgent Care
    $30 共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Best Seller

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 天 至 12 个月

Quotes & Purchase

Overview

自付额后，保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

Acute onset of pre-existing conditions

承保80岁以下承保至最高保额 Learn More
  • US Urgent Care
    $15共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • COVID-19
    Included

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 天 至 1 年

Quotes & Purchase

Overview

满足自付额后，支付75%至最高保额。
PPO网络外： 满足自付额后，支付60%至最高保额

Direct Billing

通过 United Healthcare PPO 网络

Pre-Existing Conditions

原有疾病： 69岁及以下$25,000，70岁及以上$20,000 Learn More
  • US Urgent Care
    网络内共付额$25，网络外共付额$50
  • Walk-In Clinic
    网络内共付额$15，网络外共付额$25
  • COVID-19
    Included

Plan Details

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 天 至 3 年

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络

Acute onset of pre-existing conditions

美国公民：64岁及以下拥有主要健康保险游客最高至$1,000,000;没有主要健康保险则$20,000。65岁-69岁:最高$2,500。69岁及以下非美国公民至$1,000,000 Learn More
  • US Urgent Care
    $25 共付额,$0自付额除外
  • Walk-In Clinic
    $15 共付额,$0自付额除外
  • COVID-19
    Included

Plan Details

Safe Travels USA Cost Saver

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险支付前$5,000的80%, 之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

原有疾病突然意外复发

低于70岁承保至$1,000 Learn More
  • US Urgent Care
    $30 共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • Wellness Visit
    One wellness visit
  • COVID-19
    Excluded

Plan Details

Safe Travels USA

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后,保险支付前$2,500的90%,之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

原有疾病突然意外复发

低于70岁承保至$1,000 Learn More
  • US Urgent Care
    $30 共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • Wellness Visit
    One wellness visit
  • COVID-19
    Included

Plan Details

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 天 至 12 个月

Quotes & Purchase

Overview

自付额后,支付70%至最高保额。
PPO网络外: 自付额后, 保险支付通常,合理及惯常费用至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或
  • US Urgent Care
    $15共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • COVID-19
    Included

Plan Details

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 天 至 12 个月

Quotes & Purchase

Overview

自付额后，保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

Acute onset of pre-existing conditions

承保80岁以下承保至最高保额 Learn More
  • US Urgent Care
    $15共付额，$0自付额除外
  • Walk-In Clinic
    $15共付额，$0自付额除外
  • COVID-19
    Included

Plan Details

Diplomat America

Underwriter: Crum & Forster SPC

Coverage Availability 15 天 至 365 天

Quotes & Purchase

Overview

自付额后, 保险支付前$5,000的80%, 之后保险支付100%至最高保额。 

Direct Billing

取决于医生, 没有PPO网络。

Acute onset of pre-existing conditions

低于70岁非美国公民: 至 $10,000  Learn More
  • COVID-19
    Included

Plan Details

Diplomat Long Term

Underwriter: Crum & Forster SPC

Coverage Availability 3 个月 至 3 年

Quotes & Purchase

Overview

自付额后, 保险支付前$5,000的80%, 之后保险支付100%至最高保额。 

Direct Billing

取决于医生, 没有PPO网络。

Acute onset of pre-existing conditions

低于70岁非美国公民: 至 $10,000  Learn More
  • COVID-19
    Included

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 天 至 2 年

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO 网络外: 自付额后, 保险支付前$5,000的80%,之后保险支付100%至最高保额。

Direct Billing

通过 United Healthcare PPO 网络
  • US Urgent Care
    $25 共付额,$0自付额除外
  • Walk-In Clinic
    $15 共付额,$0自付额除外
  • COVID-19
    Excluded

Plan Details

Visit USA-HealthCare® Superior

Underwriter: Lloyd's

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO网络外: 自付额后, 保险支付正常,合理及惯常费用至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

Acute onset of pre-existing conditions

低于65岁承保至$25,000；超过65岁至$2,500 Learn More
  • US Urgent Care
    $50 共付额
  • COVID-19
    Included

Plan Details

Visit USA-HealthCare®

Underwriter: Lloyd's

Coverage Availability 5 天 至 364 天

Quotes & Purchase

Overview

自付额后, 保险支付100%至最高保额。
PPO网络外: 自付额后, 保险支付正常,合理及惯常费用至最高保额。

Direct Billing

通过 United Healthcare PPO 网络或

Acute onset of pre-existing conditions

低于65岁承保至$20,000；超过65岁至$2,500 Learn More
  • US Urgent Care
    $50 共付额
  • COVID-19
    Included

Plan Details

WorldMed ™

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Quotes & Purchase

Overview

After deductible pays 100% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More
  • US Urgent Care
    $25 copay
  • COVID-19
    Included

Plan Details

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